Medicare Plan A And B
While Medigap coverages are standardized and must follow the requirements as set forth by the Federal and State government, they are not purchased through the government.
The Purpose of Medigap Insurance
Medigap is designed to pick up the expenses that Medicare doesn't pay and the individual would have to pay out of pocket. For example, Medicare Coverage A pays the first 60 days of hospitalization costs incurred subject to a calendar deductible. Medigap would pick put he deductible expense or out of pocket patient co-pays for doctor visits.